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Access Your Equity Without Touching Your First Mortgage

A Reverse 2nd uses a reverse mortgage as a second lien, helping you tap equity while protecting your current low rate.

What Is a Reverse 2nd?

Your existing first mortgage stays in place, while the reverse 2nd is recorded as a second loan behind it. This may help you access funds without refinancing your first mortgage.

Key Benefit

Protect the low interest rate on your first mortgage while still gaining access to retirement-ready funds.

How It Works

  1. Your first mortgage and payments remain unchanged.
  2. The Reverse 2nd provides access to a portion of remaining equity.
  3. Monthly payments may not be required on the Reverse 2nd (program dependent).
  4. Both loans are repaid when the home is sold or when the loans mature.

Learn If a Reverse 2nd Fits Your Situation

Jay can help you compare a Reverse 2nd to other options so you can choose the path best supporting your long-term plans.

Schedule a Reverse 2nd Review